My Basket

Close
Proven Experts
LOW APR % ONLINE FINANCE
on-site delivery

Divido Finance

Finance Options

Are you a limited company registered in the UK with Companies House? Apply now and get a line of credit to make your purchase today and spread your cost in monthly installments.

We have partnered with Divido Financial Services Ltd to offer you a quick, simple and 100% paperless process to access affordable finance options.

How does it work?

The application takes 3 minutes to complete and, if you are accepted, you'll have your quotation 30 seconds after submitting, without any commitment to accept it.

The loans are unsecured and are required to be backed by a director’s guarantee. You will be asked to provide supporting information during the application process, once you have decided to proceed with the quotation.

How much does it cost?

There are no pre-set finance plans. Rates start from 2% per month and are based on our lender’s comprehensive review of your company. Your quotation will be based on your overall real business performance and not just a credit score. Business loans behave like an overdraft or line of credit, where interest charges are incurred on the balance outstanding every day. The faster you repay it, the less interest will be incurred.

You can use our lender’s calculator (https://www.iwoca.co.uk/calculator/) to see how monthly installments vary based on the purchase amount you are interested in.

If accepted, the lender will present the full loan amount to you, the monthly payments and the duration of the loan (see example below). These monthly repayments are the minimum payment expected by the lender. Finance is available for orders of minimum £250 and maximum £15,000. The duration of all loans is 12 months. We do not accept any deposits. No extra fees involved.

Finance Approved

Cancellations & Refunds Policy

The lender accepts to cancel a financial agreement at no cost up to 30 days from when the customer signed, only if the full amount of the loan is paid back on or before the 30th day or next working day if a weekend or public holiday.

Please see our terms and conditions for more information.

What do I need to apply?

To apply you must be a limited company registered in the UK with Companies House.

During your application you must provide:

  • Basic information regarding your company
  • Basic information regarding the directors 
  • Card information registered to the account to which the direct debit payments will be linked 

Financial Services

We have partnered with Divido Financial Services Ltd (www.divido.com) to offer you a quick, simple and 100% paperless process to access affordable finance options. For any queries during the application process or when signing your credit agreement, their Customer Service team will be happy to help either through their chat, by pressing the 'Help' button, by phone on 020 3773 9510 and by email at support@divido.com.

Our lender is iwoca (www.iwoca.com) and their award-winning technology allows them to make fairer lending decisions and offer credit to more small and medium enterprises. They also have a top-rated Customer Service team who are happy to help with anything regarding the loan agreement.

Registered business name: Shawbrook Bank Limited Authorisation & regulation: Authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority Business registered address: Registered office Lutea House, Warley Hill Business Park, Great Warley, Brentwood, Essex, CM13 3BE